home insurance

A basic homeowner’s insurance policy typically includes two main sections:

• Section I 

Covers property-related losses, including:

• Dwelling

• Other structures

• Personal property

• Loss of use

• Section II

Addresses liability coverage, including:

• Personal liability

• Medical payments to others

It’s important to note that standard home insurance policies in North Carolina do not cover losses from floods, earthquakes, mudslides, or landslides. If your home is in a flood plain, your lender may require flood insurance. At Creekside Insurance, we offer flood insurance and other specialized coverage options to ensure you’re fully protected.

Optional Coverages to Consider

Enhance your policy with additional protections tailored to your needs, such as:

• Scheduled personal property endorsement

• Refrigerated property coverage

• Guaranteed replacement cost coverage

• Inflation guard endorsement

• Personal property replacement cost

• Watercraft endorsement

• Water backup and sump overflow

Whether you’re a first-time homebuyer or a seasoned homeowner, we’re here to make the process simple and stress-free. Stop by or call Creekside Insurance in Greenville, NC, and let us help you create the perfect policy to protect your home and everything in it.