AUTO INSURANCE

If you’re a North Carolina driver, carrying the state-required minimum insurance coverage for your vehicle is mandatory. 

This includes:

• Liability Insurance: Provides coverage for bodily injuries to others if you’re at fault in an accident.

• Property Damage: Covers the cost of damages to other vehicles or property caused by an accident where you’re at fault.

While liability insurance is required, additional coverage options can provide greater protection and peace of mind. At Creekside Insurance in Greenville, NC, we help you find the right coverage for your lifestyle and driving habits. Here are some key types of auto insurance to consider.

Many of the following coverages are optional but offer enhanced protection:

• Comprehensive Insurance

Protects your vehicle from non-collision incidents like fire, theft, hail, or vandalism. It helps cover repairs or replacement up to your car’s cash value, minus the deductible. Lenders or leasing companies often require comprehensive coverage.

• Collision Coverage

Covers the cost of repairing or replacing your vehicle after a collision with another car or object, such as a fence or pole. The payout amount depends on your coverage level and deductible.

• Medical Coverage

Provides financial assistance for medical expenses if you or family members are injured in an accident. This can include costs for X-rays, surgeries, and other necessary medical treatments.

Other Coverage Options

Talk to your insurance agent to determine what additional coverage might benefit you. Options include:

• Rental reimbursement

• Gap insurance

• New car replacement coverage

• Sound system protection

• Towing and roadside assistance

• Classic car insurance